Product DescriptionThe Debt-FREE & Prosperous Living manual will take you through a simple-to-follow system for prioritizing, then paying off, EVERY PENNY of your debt. . . in the shortest possible time. It’ll show you how to operate 100% on cash. . . even in emergencies. . . so you’ll NEVER need to use credit again. It’ll teach you how to focus every dollar you’re currently wasting on debt payments towards building your wealth. And, it’ll show you how to do all this with the money you ALR. . . More >>
This book is great. I have also attended a seminar based on the same materials and have found that they offer automated debt management services such as bankruptcy alternatives.
Rating: 5 / 5
You don’t need the book or the course to become debt free. All you need is common sense. If you don’t have any common sense, the book/course might help you.
Rating: 1 / 5
I’m convinced this is one of the most thorough books ever written about how to self eliminate debt. Although when I first heard of it I found out about it through a company called FINL (Financial Independence Network Limited) in which the author of this book was the President of FINL. Now I can’t seem to locate the company. Did they move, go out of business, or change names? I’d like to be able to access the Basic course as a distributor again. I know a lot of people who could use this information. If anyone can give me some answers as to how to get a hold of FINL, or even John Commuta the author, I’d like to find out more about what used to be “Financial Independence Network Limited. ”
Rating: 5 / 5
This book is a good guide to becoming financially independant. The concepts are straightforward and realistic. However I wish there was more discussion regarding the Pros and Cons of prepaying a low rate mortgage versus investing that money in an stock index fund. Even at a historic 10% average return, the market might be a better long term place – Later you could pay off the mortgage from the stock fund – meanwhile having more liquidity than a pre-paid mortgage. Similar questions regarding pre-tax 401K contributions – seems those should be maxed. Nevertheless, I would indeed recommend this book.
Rating: 4 / 5
I wish I had a dollar for every e-mail I have received in my inbox or spam folder promoting this and similar products by Cummuta, but I decided to check it out through the BBB and the publisher, and a few other sources. When I saw that he participated in seminars with known stalwarts like Zig Zeiglar, I felt it was worth the price tag to read it. . . .
I purchased a used copy through Amazon, received it yesterday, and have already read everything except the tips to cut spending. I can put his program to practical use TODAY. The contents are things I already effectively knew about, but the examples he provides are what makes you want to throw away your credit cards PERMANENTLY. It also does not say “you have to live like a Tibetan monk”, but it does make you think about the worth of that dinner out or $10 you add to your revolving balances.
I wish someone had given me something like this when I was in high school or college, but even at my current age, it is going to make a HUGE difference in my life and that of my family.
Rating: 5 / 5