Financial advisor Dan Danford answers this personal finance question from a Money Made Easy viewer: “I’ve heard a lot about debt consolidation and it sounds like it might be a viable option for me to help me get out from under significant student loan and credit card debt. But does debt consolidation negatively affect your credit rating?”
06-Jan-2012
Product DescriptionA lot of us live like we’re rich. We spend money day to day on things we don’t really need, without ever even realizing it. Every day, money is getting sucked out of our imaginary cash accounts for rent, food, cigarettes, coffee, chewing gum, drinks, appetizers, clothes, heat, electricity, air conditioning, shampoo, water, sewage, taxes. There are plenty of things we pay for every day and we don’t know we’re paying for them. Some of us ha. . . More >>
08-Nov-2011
Product DescriptionConsumer debt has reached epidemic levels in the United States, and are a direct cause for current economic troubles. Get the knowledge and tools you need to take control of your debt, get rid of it, and take control of your financial future in faster than most experts think it can be done!. . . More >>
18-Oct-2011
Product DescriptionIt goes without saying that credit cards have a lot of advantages. Nowadays they have become an integral part of our life. More and more people prefer plastics to cash, as having a credit card is much more convenient than carrying cash. More than that, people can get several benefits from certain types of credit cards that are really hard to pass off. But along with the advantages of easy money also go with it the chances for abuse. One of the problems t. . . More >>
12-Aug-2011
Financial adviser Dan Danford answers this financial question in today’s edition of Money Made Easy: Can you explain debt consolidation services and how they work? I’m leery of all these ads I’m seeing about debt relief because they sound too good to be true. Danford, MBA, CRSP, of Family Investment Center, offers his financial advice on debt consolidation along with showing an easy to understand chart that shows why a consolidation loan may be right for you.
04-Aug-2011
In this week’s Money Made Easy, financial adviser Dan Danford answers this question from a viewer: We are starting to go through the divorce process and I am looking at our credit cards. It looks like they are all credit cards in my name with my wife listed as an authorized user. Is her being an authorized user different from a joint account? Danford, MBA, CRSP, of Family Investment Center, explains the difference between joint accounts and authorized users and who is responsible for the debt.
13-May-2011
Product DescriptionIt goes without saying that credit cards have a lot of advantages. Nowadays they have become an integral part of our life. More and more people prefer plastics to cash, as having a credit card is much more convenient than carrying cash. More than that, people can get several benefits from certain types of credit cards that are really hard to pass off. But along with the advantages of easy money also go with it the chances for abuse. One of the problems that cred. . . More >>