Decent advice. . . .
DC companies suck for the most part. . You are better off calling collectors yourself and getting a deal and having them remove that baddie from your cr completely. But it does require a whole lot of follow up to make sure they keep their word and not hose you once you settle.
I was struggling with this, but my friend recommended a company that did all the leg work for him, and all they charged me was $40/year.

Give them a call, They are AWESOME

Telephone:
877-826-0587